When a major storm hits, there is one area of your home that will likely take the most damage: your roof. Luckily, most home insurance plans have coverage that will help you pay for a new roof--but claiming it isn’t always easy. The process of filing an insurance claim is complicated and time consuming, especially for someone who hasn’t experienced it before. It’s important to keep in mind that when recovering from storm damage a professional roofing company should be able to step in and assist you in dealing with your insurance company.
Many insurance companies will be adversarial and the manner in which you handle your insurance claim can make a huge difference. If you have a quality roofing company in mind to handle your repairs, they can often help your through this process. Here are the basic steps to filing a successful insurance claim after your roof suffers storm damage:
1. Contact a certified roofing company with experience helping its customers file insurance claims. They will assign a representative to come to your location and assist you with the insurance claim paperwork. This representative will be able to answer any questions regarding your homeowner insurance.
2. Coordinate an inspection date where representatives from both the roofing company and the insurance company are present.
3. The representative from the roofing company can then help you negotiate with the insurance company. It is important to have someone who is knowledgeable about roofing to represent you in this stage of the insurance claim in order to ensure that you will receive adequate compensation for the damage to your roof.
4. After an agreement is made with the insurance company, the roofing company can help you make decisions about your new roof that fit within the bounds of the insurance agreement, and work can begin on your home.
It is important to choose a roofing company that is experienced and knowledgeable in order to ensure that the insurance claim process as simple and effective as possible. Without the guidance of a roofer who is experienced in dealing with insurance companies it’s easy to make mistakes or even have your claim denied. If your Omaha, NE home has suffered storm damage, contact the insurance claim experts at Universal Roofing to get assistance in filing your claim today.